Empowering Women
in Manufacturing And Business

Successful women sharing their experiences and life stories that contribute to the greater good of all, improving products, making things better and safer, and fulfilling lives.


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#124 Proper Planning and Wealth Protection with Rachel Lower

Side view portrait of two successful business people, man and woman, shaking hands across table during meeting in cafe, copy space

Business owners often neglect planning because they are busy working in the business rather than thinking about the next step. This is why it’s important to bring in a third-party to help with planning and looking to the future. Today’s guest is Rachel Lower, President of Cornerstone Advisors, an advisory consultancy that helps companies develop their human capital, accelerate their businesses, and implement strategies to protect and eventually transfer wealth in a way that mitigates tax consequences. In this episode, Rachel explains Cornerstone’s mission and their passion for helping businesses endure. She also sheds light on some of the tools Cornerstone uses to help their clients plan and protect wealth such as trusts and life insurance. Wealth transference and protection should go hand in hand with business growth, but Rachel acknowledges that this is not always the case when owners are in the weeds running their companies. We also hear about how Cornerstone builds long-term relationships with their clients, the importance of a proactive, flexible planning approach, and how current events have affected the consultancy’s business. To hear more, tune in today!


Frances Brunelle

Frances Brunelle is the founder of Accelerated Manufacturing Brokers, Inc., which specializes in the sale of lower middle-market manufacturing companies nationally. Fran and her team help to ensure the continuity of U.S. Manufacturing by transitioning ownership to the next generation of entrepreneurs. Fran writes on topics that help manufacturing business owners prepare their companies for sale and navigate the sale process to ensure a positive financial result in support of their retirement. Her articles can be found here. Recently Fran was named to 2020 Most Influential Women in Mid-Market M&A by Mergers & Acquisitions.

To learn more about Fran and her company, click here: About Accelerated Manufacturing Brokers, Inc.


Rachel Lower

Rachel has more than 20 years of experience in increasing peace of mind for business owners. As a trusted advisor, she helps clients create practical business and estate plans that save clients significant tax dollars.

Rachel’s success in her current role was built through her dedication to her clients and various roles she has held over the course of her work experience. She has created long-term relationships with clients and advisors by being proactive to ensure the plans developed continue to meet the objectives of clients. In addition to her great knowledge, clients and their advisors enjoy Rachel’s positive attitude and energetic personality, which helps her make a challenging process easy for all involved. Her impact also applies to growing and developing the Cornerstone team.

Rachel received her Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations through the American College of Financial Services. She holds a Pennsylvania Life, Accident and Health license as well as FINRA 6 & 63 securities licenses. She is an active member of both AALU and the Estate Planning Council of the Lehigh Valley. Rachel received a BBA in Actuarial Science from Temple University, where she was a member of the Gamma Iota Sigma academic fraternity. She also is an active participant in the M Financial Group, a premier financial services design and distribution network focused on creating better solutions and proprietary products for affluent clients.

Rachel was awarded the 2016 Lehigh Valley Business Forty Under 40 Award, which celebrates the most accomplished in her region. She was recognized for her commitment to business growth, professional excellence and to the community.

Rachel gives back to the community and believes this is an important part of her work. She supports Allentown Rescue Mission, St. Jude’s Children’s Hospital, and ArtsQuest to name a few. She was also a featured speaker at Moravian College’s Future Business Leaders of America Chapter, Whether it is on the ski slopes or on the beach, Rachel’s greatest enjoyment outside of work is spending time with her husband, Brad, and her two daughters, Cecelia and Amelia.

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